Merchant Cash Advances for Businesses That Accept Card Payments
Turn your future credit and debit card sales into working capital today. Repayment adjusts automatically with your daily sales volume.
See My OptionsTakes 2 minutes · No obligation · No credit impact
20+
MCA providers
1-3 days
Typical funding time
$5K+
Monthly card sales needed
95%
Approval rate
Why business owners choose us
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Based on Card Sales
Qualification is primarily based on your monthly card transaction volume, not your credit score. If you process $5,000+ monthly in card sales, you may qualify.
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Flexible Repayment
A small percentage of each day's card sales goes toward repayment. Busy days pay more, slow days pay less. Your cash flow stays balanced.
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Funding in 1-3 Days
MCAs are among the fastest funding options available. Most businesses receive funds within 1 to 3 business days of approval.
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Minimal Requirements
No collateral needed. Lower credit score thresholds than traditional loans. If your business has steady card sales, you're likely a candidate.