How OneLend Works
We’ve simplified business funding into three easy steps
Tell Us About Your Business
Complete our streamlined application with basic details about your business. It takes under 5 minutes and requires no documentation upfront.
- Business type, revenue, and time in operation
- Desired loan amount and intended use of funds
- Basic owner information — no SSN required initially
We Match You With Lenders
Our proprietary matching engine analyzes your profile against 30+ lender criteria in real time — no hard credit pull, no impact to your score.
- Smart algorithm evaluates eligibility across our lender network
- Soft credit check only — your credit score stays untouched
- Matches appear within minutes, not days
Compare and Choose
Review side-by-side offers with transparent terms — rates, fees, and repayment schedules laid out clearly so you can choose with confidence.
- Side-by-side comparison of rates, terms, and total cost
- No obligation — accept only if the offer works for you
- Dedicated support if you have questions about any offer
What Makes Us Different
We built OneLend to put business owners first — not lenders.
No Credit Impact
We use a soft credit check to match you with lenders. Your credit score is never affected by applying through OneLend.
Free Forever
OneLend is completely free for businesses. We earn a referral fee from lenders — you never pay us a cent.
30+ Lenders
Access Canada's largest network of business lenders, from major banks to alternative financing — all in one place.
24-Hour Approvals
Many of our lenders provide pre-approval within hours. Some offers can be funded in as little as one business day.
Ready to get started?
Join thousands of Canadian businesses who found their perfect funding match through OneLend.
Takes 2 minutes · No credit impact · No obligation