How OneLend Works
We’ve simplified business funding into three easy steps
Tell Us About Your Business
Complete our streamlined application with basic details about your business. It takes under 5 minutes and requires no documentation upfront.
- Business type, revenue, and time in operation
- Desired loan amount and intended use of funds
- Basic owner information — no SSN required initially
We Match You With Lenders
Our proprietary matching engine analyzes your profile against 30+ lender criteria in real time — no hard credit pull, no impact to your score.
- Smart algorithm evaluates eligibility across our lender network
- Soft credit check only — your credit score stays untouched
- Matches appear within minutes, not days
Compare and Choose
Review side-by-side offers with transparent terms — rates, fees, and repayment schedules laid out clearly so you can choose with confidence.
- Side-by-side comparison of rates, terms, and total cost
- No obligation — accept only if the offer works for you
- Dedicated support if you have questions about any offer
What Makes Us Different
We built OneLend to put business owners first — not lenders.
No Credit Impact
We use a soft credit check to match you with lenders. Your credit score is never affected by applying through OneLend.
Free Forever
OneLend is completely free for businesses. We earn a referral fee from lenders — you never pay us a cent.
30+ Lenders
Access Canada's largest network of business lenders, from major banks to alternative financing — all in one place.
24-Hour Approvals
Many of our lenders provide pre-approval within hours. Some offers can be funded in as little as one business day.
Ready to get started?
Compare offers from 30+ Canadian lenders with one short application.
Takes 2 minutes · No credit impact · No obligation