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$50M+
Funded
5,000+
Businesses matched
30+
Lender partners
< 5 min
Application
Why businesses choose OneLend
Fast
Average approval in 24 hours
Fair
Compare multiple offers side by side
Free
No cost to you, ever
Safe
Bank-level encryption, no credit impact
And 20+ more lender partners · See all lenders →
How it works
Three simple steps to finding your best funding options
Tell Us About Your Business
Answer a few simple questions about your business. Takes under 5 minutes.
Get Matched With Lenders
Our technology matches your profile against 30+ lenders in real time.
Choose Your Best Offer
Compare offers and pick the lender that works best. No obligation ever.
Explore funding options
Find the right financing for your business needs
Frequently asked questions
OneLend is a free marketplace that connects your business with our network of 50+ lending partners. Simply answer a few questions about your business, and we'll match you with lenders competing to offer you the best terms.
No, OneLend is completely free for businesses. We earn a referral fee from lenders when you accept a loan offer — you never pay us anything.
No. Our initial matching process uses a soft inquiry that does not impact your credit score. A hard credit check only occurs if you choose to proceed with a specific lender's offer.
Many of our lending partners can approve and fund loans within 24-48 hours. The exact timeline depends on the loan type and lender.
Most businesses with at least 6 months of operation and $100,000+ in annual revenue qualify for at least some of our lending partners. Even businesses with challenged credit can find options.
We use 256-bit AES encryption to protect all sensitive data. Your information is never sold to third parties and is only shared with lenders you're matched with.
Ready to find your best funding options?
Join thousands of Canadian businesses who found their perfect lender match.
Takes 2 minutes · No credit impact · No obligation