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OneLend

Business Loans for Less-Than-Perfect Credit

Your credit score doesn't define your business. We work with lenders who look at the full picture — revenue, cash flow, and growth potential.

Check My Eligibility

Takes 2 minutes · No obligation · No credit impact

25+
Bad-credit-friendly lenders
500+
Minimum credit score accepted
70%
Approval rate
$10K-$250K
Funding range

Why business owners choose us

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Beyond the Credit Score

Our lending partners evaluate your business holistically. Strong revenue, consistent cash flow, and time in business can offset a lower personal credit score.

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Build Business Credit

Successfully repaying a business loan can help improve your business credit profile, opening doors to better rates and higher amounts in the future.

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Multiple Loan Types

From revenue-based financing to equipment loans and merchant cash advances, there are several funding structures designed for businesses with credit challenges.

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Transparent Terms

We show you the total cost of borrowing upfront. No hidden fees, no surprises. Compare offers side-by-side to find the most affordable option.

Common questions