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OneLend

A Business Line of Credit That's Ready When You Are

Draw funds when you need them, pay interest only on what you use. The flexible funding solution for businesses that need ongoing access to capital.

Apply for a Line of Credit

Takes 2 minutes · No obligation · No credit impact

35+
Line of credit lenders
Pay as you go
Interest on draws only
$10K-$250K
Credit limits
Revolving
Funds replenish as you repay

Why business owners choose us

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Revolving Credit

Unlike a term loan, a line of credit replenishes as you repay. Use it for unexpected expenses, seasonal fluctuations, or ongoing operational needs.

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Pay Only What You Use

Interest accrues only on the amount you've drawn, not on your total credit limit. If you don't draw any funds, you don't pay any interest.

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Secured & Unsecured Options

Choose between secured lines (lower rates, higher limits) and unsecured lines (no collateral needed, faster approval). We have lenders for both.

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Limits Up to $250K

Credit limits from $10,000 to $250,000 depending on your business profile. Many lenders offer automatic limit increases as your business grows.

Common questions